![car](https://static.wixstatic.com/media/4f9672_a7bf89390f1b4155a565185a8d3d7047~mv2_d_2560_1440_s_2.jpg/v1/fill/w_107,h_60,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/4f9672_a7bf89390f1b4155a565185a8d3d7047~mv2_d_2560_1440_s_2.jpg)
Why Do i need car insurance?
Car insurance is required to drive legally in New Jersey, and your insurance will assist to pay for damage and injuries to others that you cause in a car accident. It also helps pay legal costs if you’re taken to court due to an accident. Car Insurance protects you, here is how:
-
You are financially covered
-
Your assets and savings are not at risk if you cause an accident
-
You will be compensated to cover damage to your vehicle after an accident
![auto](https://static.wixstatic.com/media/4f9672_6f122210159d419593c9e87a4f01d603~mv2.png/v1/fill/w_102,h_102,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/auto.png)
Coverage levels
Car Insurance is included but not limited to the following overages:
​
-
Medical payments for the insured party
-
Property damage caused by the insured
-
The insured vehicle
-
The cost to rent a vehicle if yours is damaged.
-
The cost to tow your vehicle to a repair facility.
​
![car on fire](https://static.wixstatic.com/media/4f9672_b8c9a4e1f3044248b31735c84a2e4139~mv2.jpg/v1/fill/w_79,h_79,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/images.jpg)
![Theft Vandalism Insurance](https://static.wixstatic.com/media/4f9672_8e5a74b1cf484eeda390d55a75abea7e~mv2.png/v1/fill/w_79,h_79,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/Theft___Vandalism_Insurance-512.png)
![tow car](https://static.wixstatic.com/media/4f9672_44ab4e2662274fbb9aeea7dd0156086c~mv2.png/v1/fill/w_79,h_79,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_auto/download%20(1).png)
![Medical Payments Coverage](https://static.wixstatic.com/media/4f9672_bc714bb035704789b4eda737b762cdbf~mv2.png/v1/fill/w_79,h_79,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_auto/Medical_Payments_Coverage-512.png)
Who Has the best coverage?
J.Pappas Insurance Agency can prepare you a custom car insurance quote from some of the top providers:
-
New Jersey Skylands​
-
Progressive
When Should I compare my rate?
Evaluate your auto insurance policy when:
-
Purchasing a car
-
Adding or removing a driver from a policy
-
Marriage or divorce
-
Adding a teen driver
-
Buying a house